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River Outfitter Insurance

Coverage to keep you out on the water.

River outfitter insurance to keep the thrills coming.

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Granite Insurance works with all types of river outfitters, including those who offer whitewater rafting, kayaking, canoeing, tubing, and SUPing.

America Outdooos logo           Colorado River Outfitter Association Logo

Proud members of America Outdoors Association and Colorado River Outfitters Association

We are excited to empower these associations and their members to be successful in any of their ventures.

We serve our outfitter community through a heavy emphasis on industry-specific insurance education, empowering our clients to make informed business decisions regarding their insurance and risk management programs. We break complicated topics down into digestible language, diminishing the veil of understanding that typically surrounds the topic of insurance. We have former adventure operators on our team who can understand first-hand what it’s like to be in your shoes!

What does our process look like?

We’ll start with a conversation to understand your needs, followed by an analysis of your current insurance program. We’ll share our analysis with you, discussing any coverage gaps we are seeing and ways we believe we can improve your program from the perspectives of coverage, price, and service. We’ll then propose a path forward together that addresses your business’ unique needs! While you and another outfitter might both have a “General Liability policy”, each policy is built differently and has coverage additions or exclusions in the fine print that need to be tailored to you. The same is true with each insurance policy type your operation may need to have in place!

Where do we serve outfitters?

All over the USA!  We have been a nationwide leader in the commercial adventure & entertainment realm since 2013, with clients in all 50 US states and our headquarters located in NC.

What insurance policies do most river outfitters need?
  • General Liability
  • Property
  • Inland Marine
  • Employment Practices Liability
  • Participant Accident
  •  Auto
  • Umbrella and/or Excess Liability
  • Worker’s Compensation
Google Reviews from River Outfitters

“As a new adventure business owner, I highly recommend Granite Insurance for your insurance needs. Ruthie Rivers is a great representative for the company and she’s been extremely helpful to my family and me as we set up our business a year ago and as we’re going through the insurance renewal process now. She’s knowledgeable, thorough and patient. We also have enjoyed working with Alison McCaslin, our account manager, through the renewal process. Both Alison and Ruthie have helped us meet specific insurance needs as we’re adding new attractions to our business. They take their business and their customers seriously.”
– Billy Hankinson

“Ruthie Rivers was a phenomenal help to Rafting In The Smokies. As an outdoor person she related to our business. She was a top shelf professional and really searched to get us the best price. I can not recommend her highly enough.”
– Brenda Shultz

River Outfitter Insurance - Closeup of Young Person Whitewater Rafting at an Extreme Fun Sport Attraction

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