Tailored insurance for Hot Springs Association Members
Insurance Built for Hot Springs Resorts
Protect your guests, preserve your natural resource, and operate with confidence — supported by an insurance partner who understands hot springs resort operations. Empowering You to create restorative experiences with clarity and confidence.
The Challenge Hot Springs Resort Owners Face
Operating a hot springs resort comes with unique complexities:
- Natural water sources and geothermal exposures
- Combined operations (lodging, food service, spa, recreation)
- High guest expectations around safety and experience
- Insurance markets that often misunderstand or oversimplify these risks
Generic hospitality insurance often leaves critical gaps.
The Granite Difference
Granite Insurance is a specialty-focused agency built on one purpose: Empowering You.
For Hot Springs Resorts, that means:
- Advisors who understand geothermal and spa-related exposures
- Insurance programs designed around real operational risk
- Education-driven risk management and claims advocacy
We don’t just place insurance — we partner with you to protect what you’re building.
How Our Process Works
- Connect: Talk with a risk advisor who understands your operation and goals.
- Customize: Receive a tailored insurance program built around your resort’s specific needs.
- Confidently Operate: Focus on guest experience and growth while we manage risk and coverage.
Who We Serve
- Hot springs resorts
- Wellness and spa destinations
- Hospitality operations centered on natural spring water
- Multi-amenity resort properties
Strategic Partner
We believe the strongest insurance programs are built alongside industry leadership and shared knowledge. That’s why Granite Insurance partners with organizations that support, educate, and advocate for hot springs resort operators.
Proud member of the Hot Springs Association
The Hot Springs Association is dedicated to advancing and protecting the hot springs industry through education, advocacy, and collaboration. Their work supports operators by promoting best practices, sharing industry insights, and fostering a connected community of hot springs resorts.
Our partnership with the Hot Springs Association reflects a shared commitment to responsible operations, education, and the long-term sustainability of natural hot springs destinations.
Resources for Hot Springs
Not ready for a conversation yet? Explore our resources to better understand risk and coverage for your business.
FAQs
Is this program only for Hot Spring Association Members?
Yes, this program is designed for only Hot Spring Association Members. If you are not a member, becoming one is very easy with countless other benefits. We would be happy to help facilitate an introduction.
Do you offer coverage to operations that only have soaking or ones with overnight stays?
This program is designed to include all hot spring resorts whose main attraction is natural mineral waters. Overnight stays, operations with spa amenities, retail, restaurants, or adventure elements are examples of eligible operations.
What coverages are a part of the program?
We help with all coverages, ranging from Property Insurance to Work Comp and everything in between.
Do you offer risk management support?
Yes, our intent is to create partnerships to help businesses grow and thrive well into the future, not just facilitating an insurance transaction. The risk management piece is what we enjoy most!
How are claims handled?
Our team guides you through the claims process from start to finish. We have dedicated claim staff to help with the negotiation between you and the adjuster.
Is the program right for me?
Our program is a fit for all hot spring resorts and operations since we have multiple insurance companies, along with our own proprietary insurance product.
What makes Granite different from traditional hospitality insurance agents?
We specialize in complex operations and build long-term partnerships rooted in education, advocacy, and clarity.
How do we start the process?
You can start by messaging us on our website or by reaching out to our program lead, Nathaniel Johnson, at
Let’s Start with a Conversation
If you’re looking for clarity, education, and a partner who understands the responsibility of operating a hot springs resort, we’re here to help.
A discovery call is a chance to talk through your operation, your goals, and your challenges — and determine together whether Granite Insurance is the right fit.
Get a Proposal
Get Started Today
As an independent agency, we are here to help you find the right Hot Springs Spa and Resort Insurance coverage.
Get a Proposal
Hot Springs Spa and Resort Insurance Proposal Request
As an independent agency, we are here to help you find the right coverage.
Get a Proposal
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
