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Climbing gyms: Do you use 1099 workers? If so, what counts on your insurance policy as an "employee" when an…

Insurance policy wording is intricate, convoluted, and can sound like a foreign language. As operators navigate an already “interesting” season…

When evaluating risk management and how to control risk, we often focus our efforts on participants. However, as an operator,…

A common analogy in the insurance world is that insurance is like a parachute – you hope you won’t ever…

It’s an energetic, warm summer day. The wind is blowing through your hair as you stand outside the office and…

Risk Management. We hear that phrase in our operations daily. However, what does “risk management” really mean? How do we…