Tailored insurance for Jet Ski rentals, boat excursions, kayak rentals, and more.
Insurance Built for Water Sports Operators
Protect your business, stabilize your premiums, and partner with advisors who truly understand water sports operations. Empowering You — on and off the water.
The Challenge Water Sports Operators Face
Running a water sports operation today means navigating:
- Rising and unpredictable insurance premiums
- Limited and shrinking carrier options
- Increasing regulatory pressure
- High-liability exposures where one claim can change everything
Most insurance programs were never designed for the realities of water sports operations.
The Granite Difference
Granite Insurance is a specialty-focused agency built on one purpose: Empowering You.
For water sports operators, that means:
- Advisors who understand your operation — not just your policy
- Insurance programs designed around real-world risk
- Proactive strategies to improve long-term premium stability
We don’t just place insurance. We partner with you to protect what you’re building.
How Our Process Works
- Connect: Talk with an advisor who understands your business.
- Customize: Get coverage built around your specific operations.
- Confidently Operate: Focus on creating memorable experiences — we’ve got the risks covered.
Who We Serve
- Jet ski rental operators
- Boat rental fleets
- Parasailing operations
- Wake and tow sports
- Multi-location water sports businesses
Strategic Partners
We believe better insurance outcomes start with better operations. That’s why we partner with organizations that help water sports operators improve safety, compliance, and risk performance.
OtoTrak
OtoTrak provides fleet management and operational technology designed specifically for water sports operators. From tracking usage and maintenance to improving accountability and documentation, OtoTrak helps operators strengthen day-to-day operations — which can positively impact risk management and insurance outcomes.
Learn More About OtoTrak
Take My Boat Test (TMBT)
Take My Boat Test (TMBT) offers boater education and certification programs that help operators improve customer preparedness and safety awareness. Strong education programs reduce incidents, improve claims performance, and demonstrate a commitment to responsible operations.
Learn More About Take My Boat Test
WaveRez
WaveRez is a reservation and business management platform built specifically for water sports rental operators. Designed to streamline bookings, waiver management, fleet scheduling, and customer communications, WaveRez helps operators run more organized and efficient operations. Through Granite Insurance’s strategic partnership with WaveRez, operators gain access to technology that supports stronger operational consistency, improved customer experiences, and better risk management across their businesses.
Learn More About WaveRez
Resources for Water Sports Operators
Explore our water sports resources to learn more about managing risk, navigating regulations, and strengthening your operation.
FAQs
Do you work with water sports operators nationwide?
Yes. We serve operators nationwide, with a strong focus on highly regulated states like Florida.
Can Granite help reduce my insurance premiums?
Our focus is long-term premium stability through improved risk management and stronger carrier representation.
What size operators do you typically work with?
We generally work with operators generating $1.5M+ in revenue or $75K+ in annual premium, though fleet size and exposure matter.
What makes Granite different from other insurance agents?
We specialize, we advocate, and we invest in long-term partnerships — not transactions.
Let’s Start with a Conversation
If you’re looking for clarity, stability, and a partner who understands the realities of running a water sports operation, we’re here to help.
A discovery call is simply a chance to talk through your operation, your goals, and the challenges you’re navigating — and determine together whether Granite Insurance is the right fit.
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Get Started Today
As an independent agency, we are here to help you find the right Water Sports Insurance coverage.
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Empowering You to Create Unforgettable Experiences
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It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
