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4 Questions to Ask When Purchasing Personal Insurance

By March 7, 2023Insurance

Personal insurance is an integral part of any financial plan. It can help you financially in the event of an unexpected tragedy. Knowing which questions to ask Granite Insurance Agency when purchasing personal insurance will help you make the right decision.

What Type of Coverage Do I Need?

Before you purchase any type of personal insurance, it’s important to understand what kind of coverage you need. Different types of insurance have different coverage limits and premiums. Finding Granite Insurance Agency will help you understand your individual needs. And we will help you make the right decision. 

What Are My Deductible Options?

Deductibles are the amount of money you must pay before the insurance company pays for a claim. Understanding your deductible options can help you make an informed decision about the right type of personal insurance for your individual needs.

 What Is The Claim Process?

Knowing the claim process for the insurance company you are considering is important. Call Granite Insurance Agency to ask how long it will take to receive a payment, if there are any requirements for filing a claim, and what documentation is needed.

Are There Any Discounts Available?

Insurance companies often offer discounts for certain types of policies. Ask about any discounts that may be available for your situation. Depending on the insurer, you could save money on your premiums.

Knowing which questions to ask when purchasing personal insurance can help ensure you get the right coverage at the right price. Asking Granite Insurance Agency the right questions will help you make an informed decision and provide you with peace of mind.

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