There are many types of commercial trucking insurance policies out there, and it can be overwhelming to figure out which one is right for you and/or your workers. At Granite Insurance, we offer many kinds of insurance coverage, including commercial trucking coverage. Contact us today to talk with one of our knowledgeable agents about finding the right commercial trucking coverage for your business.
Primary Auto and General Liability
This is the most basic type of coverage and is federally required for all leased units and personal, commercial trucks. Primary auto coverage protects you when a third party becomes injured from an accident, whereas general liability insurance protects you if your driver causes property or bodily damage because of a crash.
Physical Damage
This coverage is highly recommended for any kind of trucker, whether you are running a whole fleet or just by yourself. Physical damage coverage helps pay for any damage or repairs that have to be done on a commercial vehicle as a result from:
- Vandalism
- Collision damage
- Theft
- Natural disasters
- And much more!
Stress less about the unknown and get your fleet protected from damage with physical damage insurance from Granite Insurance.
Motor Truck Cargo
Stolen goods, wet loads, refrigeration breakdowns, debris removal, and more are all protected under a motor truck cargo insurance policy. This kind of coverage is a no-brainer for any trucking company because, in the event of your loads becoming compromised or stolen, you want to ensure you are covered.
Medical Payment
If your driver is injured while driving or riding in one of your trucks, you want to ensure they are taken care of without going bankrupt. Keep your drivers safe and covered with a medical payment policy that will cover the medical bills of your drivers and passengers.
Trailer Interchange
If your driver is hauling a trailer that does not belong to you and is provided under a trailer interchange agreement, you want to keep that company’s property protected. Trailer Interchange insurance is essentially physical damage insurance for non-owned trailers.
These are just a few of the main kinds of trucking insurance policies you can find, and we recommend taking advantage of all of them, especially if you run a large trucking company. Keep your drivers and cargo protected with the proper trucking insurance from Granite Insurance today! Contact us today to protect your fleet and learn more about our other specialty insurance plans.
